Budget Calculator

This uses the 50/30/20 rule, one of the most common beginner-friendly budgeting methods.

Quick guide

  • 50% for needs (rent, bills, groceries)
  • 30% for wants (shopping, dining, fun)
  • 20% for savings & debt payoff

How it works

1) Enter your monthly take-home income.

2) We split it with the 50/30/20 method.

3) You get monthly, weekly, and daily guidance for easier planning.

Recommended monthly budget

Monthly income

$4,000

Needs (50%)

~ $462/week

$2,000

Wants (30%)

~ $277/week

$1,200

Savings & debt (20%)

~ $185/week

$800

Daily spend guide (needs + wants): $107

Great starting point for new budgeters. You can adjust percentages later to match your goals.

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